test excerpt

https://en.wikipedia.org/wiki/Kilobyte The International System of Units (SI) defines the prefix kilo as 1000 (103); per this definition, one kilobyte is 1000 bytes.[1] The internationally recommended unit symbol for the kilobyte is kB.[1]

Local Area Network – computers and mobile devices connected in the home / office by wire or by wifi using non public i.p. addresses (like phone numbers per device).

https://en.wikipedia.org/wiki/Malware Malicious computer programs. Written by “black” “hackers” intending to do you harm by harming your computers and phones and other devices.

O.E.D. m.o. n. (also MO) modus operandi; (also occasionally glossed as) method(s) of operation.  

the person receiving the mortgage money, i.e. the borrower – in other words you! Always feels off this one as I feel like it should be the other way round, but we the borrower are the giver of the rights of secured recovery TO the lender. The giver is always the ‘OR and the receiver…

https://mxtoolbox.com/ Providers of many very useful email security tools. Granted at $100 per month only the (extensive) free tools will be of interest to the typical small business or their advisers.

the person receiving the offer

the person making the offer

Wikipedia has extensive descriptions of offline and online. In our context we mean completely disconnected from the internet and local networks, removed, “off”, no wires and sitting on a shelf, preferably somewhere else i.e. at another location / address.